Earn money for the people you send to Atom Budget
Atom Budget tells people how much to keep set aside for their bills, so every one of them gets paid. If you make videos or write about money for people who get paid on a schedule, we would like you to tell them about it, and we pay you when they become customers. This page is the whole arrangement.
What your audience gets
You get a code and a link. Everyone who creates an account with it gets their first 30 days of Atom Budget Pro free, with no card asked for. Pro is the paid tier: bank connections and recurring import on top of the budgeting, which stays free for everyone. When the month ends they choose, and nothing is charged unless they subscribe. In the app it reads as a gift from you, not a coupon, because that is what it is.
What you earn
We pay by what a customer has paid us, not by which plan they chose. Pro is $8 a month or $80 a year.
| A customer has paid us | You have earned |
|---|---|
| $10 | $10 |
| $80 | $20 |
A yearly customer
Pays $80 on day one, so you earn $20 on day one. That is the whole bounty, in your first payout after the hold.
A monthly customer
Their first month is the gift. You earn $10 at their payment number 2 and $10 more at payment number 10. If they switch to yearly along the way, the switch tops you up to $20 at once.
The bounty is $20 per customer at most. A payment that is refunded or disputed comes back off the ledger, which is what the hold below is for.
When you are paid
Payouts go out once a month by PayPal, covering everything you earned on payments at least 30 days old. There is no minimum: the smallest amount the rule produces is $10, and $10 is paid.
Your numbers live in the app, under Settings, then Plan & Billing: how many accounts were created with your code, how many of them pay, what you have earned, what is on hold, what is ready, and what has been paid. You see counts and dollars. You never see who, and nobody's budget. The same rule we hold for employers holds for you.
Creators in the United States fill out a W-9 before their first payout. Creators elsewhere fill out a W-8BEN. We file whatever the IRS requires when a year's total reaches its threshold, and not before.
The rules
- Say that you are paid. In the video or the post itself, where people will hear or read it, not only in the description. The FTC's Endorsement Guides ask for this and so do we.
- The code is for your audience. Not for you, your household, or accounts you make yourself. Those earn nothing and end the arrangement.
- No ads on our name. No search advertising on Atom Budget or its misspellings, no coupon or deal sites, no unsolicited messages. Your own channels, your own words.
- Describe it as it is. We never promise that anyone will save a particular amount, and neither can you. Our guides and tools are there to quote.
- Codes are for new accounts. A code works in an account's first 7 days, once. An existing account that enters a code gets nothing, and so do you.
- Either of us can stop. Any time, for any reason. What you have earned past the hold is paid. Bounties from referrals that broke these rules are not.
- The amounts can change for people who sign up after the change, with 30 days' notice to you. Customers already on your code keep the rule they came in under.
How to join
Create a free Atom Budget account if you do not have one, then write to [email protected] with a link to your channel or site, the email on your account, and the code you would like, 3 to 20 letters and digits. We put the code on your account, and your dashboard appears in Settings. Small channels are welcome. We are small too.
This page is the agreement. There is no other document, and what it says is what the app does: the bounty rule here is the same rule the ledger runs. If something here is unclear, ask before you post, and we will answer in writing.